{"id":23,"date":"2026-09-20T16:00:00","date_gmt":"2026-09-20T16:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/fahadinam-com\/2026\/09\/20\/home-purchase-loans-increased-in-nearly-80-of-major-metropolitan-areas-in-2025\/"},"modified":"2026-09-20T16:00:00","modified_gmt":"2026-09-20T16:00:00","slug":"home-purchase-loans-increased-in-nearly-80-of-major-metropolitan-areas-in-2025","status":"publish","type":"post","link":"https:\/\/www.fahadinam.com\/blog\/2026\/09\/20\/home-purchase-loans-increased-in-nearly-80-of-major-metropolitan-areas-in-2025\/","title":{"rendered":"Home-Purchase Loans Increased in Nearly 80% of Major Metropolitan Areas in 2025"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>Home-purchase mortgage applications rose 2.0% from 6.55 million in 2024 to 6.68 million in 2025, with 3.6 million loans originated, up from 3.52 million. The average mortgage rate fell to 6.4% in 2025. Nearly 80% of major metro areas saw increased applications, led by Decatur, IL, and Abilene, TX. Loan originations remained at 54% of applications, unchanged from 2024. Despite growth, activity is below pre-pandemic levels due to higher borrowing costs.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/www.nar.realtor\/news\/economists-outlook\/home-purchase-loans-increased-in-nearly-80-of-major-metropolitan-areas-in-2025\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Home-purchase mortgage applications rose 2.0% from 6.55 million in 2024 to 6.68 million in 2025, with 3.6 million loans originated, up from 3.52 million. The average mortgage rate fell to 6.4% in 2025. Nearly 80% of major metro areas saw increased applications, led by Decatur, IL, and Abilene, TX. Loan originations remained at 54% of [&hellip;]<\/p>\n","protected":false},"author":126,"featured_media":52,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-23","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.fahadinam.com\/blog\/wp-json\/wp\/v2\/posts\/23","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.fahadinam.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.fahadinam.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.fahadinam.com\/blog\/wp-json\/wp\/v2\/users\/126"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fahadinam.com\/blog\/wp-json\/wp\/v2\/comments?post=23"}],"version-history":[{"count":0,"href":"https:\/\/www.fahadinam.com\/blog\/wp-json\/wp\/v2\/posts\/23\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.fahadinam.com\/blog\/wp-json\/wp\/v2\/media\/52"}],"wp:attachment":[{"href":"https:\/\/www.fahadinam.com\/blog\/wp-json\/wp\/v2\/media?parent=23"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.fahadinam.com\/blog\/wp-json\/wp\/v2\/categories?post=23"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.fahadinam.com\/blog\/wp-json\/wp\/v2\/tags?post=23"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}